Empowering Homeownership for All in Palm Desert, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Palm Desert, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Palm Desert, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Palm Desert, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Palm Desert, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Palm Desert, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Palm Desert, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Palm Desert, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Palm Desert, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Palm Desert, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Palm Desert, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Palm Desert, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Palm Desert, CA

ITIN or Foreign National home loans in Palm Desert, California offer many benefits for non-U.S. residents or individuals without a Social Security number seeking to purchase property in the area. These loans provide an opportunity for international buyers to invest in the vibrant Palm Desert real estate market.

Palm Desert, located in the Coachella Valley, boasts a diverse demographic with a significant percentage of residents being retirees and seasonal visitors. The city's population enjoys a warm climate, cultural events, and easy access to outdoor recreational activities such as golfing and hiking.

The housing market in Palm Desert is characterized by a mix of luxury estates, gated communities, and condominium complexes. The median home prices have shown steady appreciation in recent years, making it an attractive location for real estate investment. With the availability of ITIN and Foreign National home loans, more buyers can participate in the thriving property market.

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sharon@horizonlendingservices.com
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972-347-9224
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