Empowering Homeownership for All in Patterson, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Patterson, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Patterson, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Patterson, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Patterson, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Patterson, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Patterson, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Patterson, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Patterson, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Patterson, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Patterson, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Patterson, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Patterson, California

One of the main benefits of an ITIN or Foreign National home loan in Patterson, California is the accessibility it provides to individuals who may not have a Social Security Number but still want to invest in property. These loans allow foreign nationals or individuals with ITINs to purchase a home and establish roots in the community.

Patterson, California, is a diverse community with a growing population of foreign nationals and immigrants. The demographic landscape reflects a blend of cultures, making it a welcoming and inclusive place for individuals from various backgrounds to call home.

The housing market in Patterson offers a range of options, including single-family homes, condos, and townhouses, catering to different lifestyle preferences. With the availability of ITIN or Foreign National home loans, more individuals can participate in the real estate market and benefit from the city's promising housing opportunities.

In addition to its real estate prospects, Patterson boasts a variety of main attractions, such as the beautiful Diablo Grande Golf Course, the Patterson City Hall Plaza, and the Apricot Fiesta, an annual event celebrating the city's agricultural heritage. These attractions contribute to the vibrant lifestyle that Patterson offers its residents.

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sharon@horizonlendingservices.com
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972-347-9224
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