ITIN or Foreign National Home Loan Pelham, AL

Empowering Homeownership for All in Pelham, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Pelham, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Pelham, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Pelham, AL

Minimum Loan Amount: $100,000

Property Types:

Single Family Homes in Pelham, AL (attached and detached)
Planned Unit Developments (PUDs)
Warrantable Condos (following FNMA requirements)
Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
2-4 Unit Properties in Pelham, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Pelham, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Pelham, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Pelham, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Pelham, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Pelham, AL

Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Pelham, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Benefits of ITIN or Foreign National Home Loan in Pelham, Alabama

ITIN or Foreign National home loans offer an opportunity for individuals without a Social Security Number to realize their dream of homeownership in Pelham, Alabama. These loans provide a path to financing for those who may not qualify for traditional mortgages.

Pelham, Alabama, is a diverse city with a growing population that welcomes individuals from various backgrounds. The demographics reflect a mix of cultures and traditions, making it a vibrant community for newcomers looking to establish roots.

The housing market in Pelham, Alabama, is attractive for ITIN or Foreign National home loan applicants, with a range of property options available at affordable prices. The market offers a chance for buyers to invest in a home that suits their needs and financial capabilities.

When in Pelham, Alabama, visitors and residents can enjoy attractions such as Oak Mountain State Park, a vast outdoor space ideal for recreational activities. The city also boasts the Pelham Civic Complex, a hub for entertainment and community events.