Empowering Homeownership for All in Petaluma, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Petaluma, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Petaluma, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Petaluma, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Petaluma, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Petaluma, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Petaluma, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Petaluma, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Petaluma, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Petaluma, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Petaluma, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Petaluma, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loans in Petaluma, California

Access to Homeownership: ITIN or Foreign National home loans provide opportunities for individuals without a social security number to purchase property in Petaluma, California. This promotes inclusivity and expands the pool of potential homebuyers.

Flexible Requirements: These loans often have flexible qualification criteria, making it easier for non-US citizens or individuals with unique financial situations to secure a home loan. This can help individuals with diverse backgrounds achieve their homeownership goals.

Building Credit History: By successfully managing an ITIN or Foreign National home loan, borrowers can start building their credit history in the US. This can open doors to more financial opportunities in the future and improve their overall financial health.

Demographics

Located in Sonoma County, Petaluma, California has a population of approximately 60,000 residents. The city is known for its diverse community, with a mix of cultures and backgrounds contributing to its vibrant atmosphere.

Housing Market

The housing market in Petaluma offers a range of options, from historic homes in charming neighborhoods to modern developments. The market is competitive, with a growing demand for housing due to the city's proximity to employment centers and natural attractions.

Main Attractions

Petaluma boasts attractions such as the historic downtown area, featuring a mix of shops, restaurants, and galleries. The city is also known for its picturesque landscape, including the Petaluma River and nearby vineyards that contribute to its appeal as a desirable place to live.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
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