Empowering Homeownership for All in Phenix City, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Phenix City, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Phenix City, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Phenix City, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Phenix City, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Phenix City, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Phenix City, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Phenix City, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Phenix City, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Phenix City, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Phenix City, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Phenix City, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Phenix City, Alabama

ITIN or Foreign National home loans in Phenix City, Alabama offer an opportunity for non-U.S. citizens to purchase property without needing a Social Security Number. This provides accessibility to the housing market for those who may not have typical documentation.

Phenix City, located in Russell County, Alabama, is known for its diverse population with a mix of young professionals, families, and retirees. The city's demographics reflect a wide range of ethnicities and cultures, creating a vibrant and welcoming community.

The housing market in Phenix City, Alabama, is favorable for buyers with affordable home prices compared to neighboring areas. ITIN or Foreign National home loans open up options for prospective buyers, stimulating the real estate market and promoting economic growth in the area.

Main attractions in Phenix City include the Chattahoochee Riverwalk, an ideal spot for outdoor activities and scenic views. The city also offers the Phenix City Amphitheater and Historic District, showcasing its rich history and culture.

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sharon@horizonlendingservices.com
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972-347-9224
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