Empowering Homeownership for All in Ramona, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Ramona, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Ramona, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Ramona, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Ramona, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Ramona, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Ramona, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Ramona, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Ramona, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Ramona, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Ramona, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Ramona, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Ramona, California

ITIN or Foreign National home loans in Ramona, California offer unique opportunities for individuals who may not have a Social Security Number to purchase property. These loans provide access to the real estate market for non-residents and undocumented immigrants, allowing them to achieve the dream of homeownership.

Ramona, California, a picturesque town located in San Diego County, boasts a diverse population that includes residents from various cultural backgrounds. The community is known for its friendly atmosphere, excellent schools, and a range of amenities that cater to families, young professionals, and retirees alike.

The housing market in Ramona, California, is attractive with a mix of historic homes, modern developments, and rural properties. The area offers a range of housing options to suit different preferences and budgets, making it an ideal location for first-time buyers, investors, and those looking to relocate to a peaceful and scenic environment.

Some main attractions in Ramona include the beautiful wineries and vineyards, hiking trails in the surrounding mountains, and the charming downtown area with its shops and restaurants. Residents and visitors can enjoy outdoor activities like horseback riding, golfing, and exploring the local parks and wildlife areas.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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