Empowering Homeownership for All in Ranchita, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Ranchita, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Ranchita, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Ranchita, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Ranchita, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Ranchita, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Ranchita, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Ranchita, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Ranchita, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Ranchita, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Ranchita, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Ranchita, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan

ITIN or Foreign National home loans provide an opportunity for individuals without a Social Security Number to purchase property in Ranchita, California. These loans offer competitive interest rates and flexible eligibility requirements.

Demographics in Ranchita show a small, close-knit community with a population of diverse backgrounds. The area is known for its serene natural beauty, making it an ideal place for those seeking a peaceful and tranquil living environment.

The housing market in Ranchita presents a mix of properties ranging from cozy residential homes to spacious estates. The market is relatively stable, offering opportunities for both investment and primary residence purchases.

Main Attractions in Ranchita:

  • Explore the stunning landscapes of Anza-Borrego Desert State Park
  • Visit the historic Warner-Carrillo Ranch House
  • Experience outdoor adventures like hiking and stargazing in the clear night skies

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
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