Empowering Homeownership for All in Rancho Santa Fe, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Rancho Santa Fe, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Rancho Santa Fe, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Rancho Santa Fe, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Rancho Santa Fe, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Rancho Santa Fe, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Rancho Santa Fe, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Rancho Santa Fe, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Rancho Santa Fe, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Rancho Santa Fe, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Rancho Santa Fe, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Rancho Santa Fe, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Rancho Santa Fe, California

ITIN or Foreign National home loans in Rancho Santa Fe provide access to homeownership for non-U.S. residents, allowing them to invest in the vibrant real estate market of this exclusive area. These loans offer competitive interest rates and terms, making it easier for foreign nationals to purchase property in the prestigious Rancho Santa Fe region.

With a population of around 3,117, Rancho Santa Fe is an affluent community known for its luxury estates, equestrian facilities, and country clubs. The demographic makeup includes a mix of successful professionals, entrepreneurs, and retirees, creating a diverse and dynamic environment for residents.

The housing market in Rancho Santa Fe is characterized by high-end properties, featuring spacious homes with stunning views, extensive land, and top-notch amenities. While prices can be steep, the investment potential is significant, as the market maintains its desirability and value over time, offering a secure and lucrative opportunity for buyers.

Main attractions in Rancho Santa Fe include the prestigious Rancho Santa Fe Golf Club, the enchanting San Dieguito Park, and the charming village center with upscale boutiques and dining options. The area's natural beauty, peaceful surroundings, and exclusive lifestyle make it a sought-after destination for residents and visitors alike.

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sharon@horizonlendingservices.com
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972-347-9224
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