Empowering Homeownership for All in Rancho Santa Margarita, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Rancho Santa Margarita, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Rancho Santa Margarita, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Rancho Santa Margarita, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Rancho Santa Margarita, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Rancho Santa Margarita, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Rancho Santa Margarita, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Rancho Santa Margarita, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Rancho Santa Margarita, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Rancho Santa Margarita, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Rancho Santa Margarita, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Rancho Santa Margarita, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Rancho Santa Margarita, CA

Benefits:

1. Accessibility: ITIN or Foreign National home loans offer opportunities for individuals without a Social Security number to buy property, promoting diversity in homeownership.

2. Flexibility: These loans often have flexible requirements, making it easier for non-traditional borrowers to qualify for a mortgage.

3. Building Credit: By responsibly managing an ITIN or Foreign National loan, borrowers can establish a credit history in the U.S., enhancing their financial profile.

Demographics:

Rancho Santa Margarita, CA, is a diverse community with a population that includes a mix of families, professionals, and retirees. The city boasts a high quality of life, with top-rated schools and a strong sense of community.

Housing Market:

The housing market in Rancho Santa Margarita is competitive yet stable, offering a range of housing options from single-family homes to luxury estates. The area has seen consistent growth in property values, making it an attractive investment opportunity.

Main Attractions:

Some popular attractions in Rancho Santa Margarita include the stunning O'Neill Regional Park, the scenic Rancho Santa Margarita Lake, and numerous hiking trails for outdoor enthusiasts. The city also has a variety of dining, shopping, and entertainment options for residents and visitors alike.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now