Empowering Homeownership for All in Ratcliff, TX

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Ratcliff, TX for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Ratcliff, TX are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Ratcliff, TX

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Ratcliff, TX (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Ratcliff, TX

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Ratcliff, TX will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Ratcliff, TX more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Ratcliff, TX understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Ratcliff, TX, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Ratcliff, TX
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Ratcliff, TX today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Ratcliff, Texas

ITIN or Foreign National home loans in Ratcliff, Texas provide unique opportunities for individuals without a Social Security number to invest in the local real estate market. These loans offer flexible eligibility criteria and are tailored to suit the needs of non-U.S. citizens, enabling them to achieve the dream of homeownership in this picturesque Texan town.

Ratcliff, Texas, boasts a diverse demographic makeup with a strong community presence. The town is known for its welcoming atmosphere and friendly residents. With a mix of cultures and backgrounds, Ratcliff embraces diversity and offers a rich tapestry of traditions and experiences for its residents.

The housing market in Ratcliff, Texas, is characterized by affordable property prices and a range of housing options to suit different preferences. Whether you are looking for a quaint cottage-style home or a modern condominium, Ratcliff has something for everyone. Additionally, the town's growing real estate market presents a promising investment opportunity for buyers seeking long-term returns.

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sharon@horizonlendingservices.com
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972-347-9224
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