Empowering Homeownership for All in Richmond, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Richmond, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Richmond, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Richmond, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Richmond, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Richmond, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Richmond, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Richmond, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Richmond, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Richmond, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Richmond, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Richmond, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Richmond, California

ITIN or Foreign National home loans offer a unique opportunity for individuals without a Social Security number to purchase property in Richmond, California. These loans provide access to the housing market, allowing more people to achieve the dream of homeownership.

Richmond, California, is a diverse and vibrant community located in the San Francisco Bay Area. The city is known for its beautiful parks, cultural events, and historic sites. With a rich history and a strong sense of community, Richmond is an excellent place to live for individuals and families of all backgrounds.

The housing market in Richmond, California, offers a mix of housing options, including single-family homes, townhouses, and apartments. The city has seen steady growth in property values in recent years, making it a promising location for real estate investment. With a range of housing choices and attractive mortgage options, Richmond presents an enticing opportunity for potential homebuyers.

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sharon@horizonlendingservices.com
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972-347-9224
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