Empowering Homeownership for All in Ridgecrest, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Ridgecrest, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Ridgecrest, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Ridgecrest, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Ridgecrest, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Ridgecrest, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Ridgecrest, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Ridgecrest, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Ridgecrest, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Ridgecrest, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Ridgecrest, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Ridgecrest, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Ridgecrest, California

Obtaining an ITIN or Foreign National home loan in Ridgecrest, California comes with various benefits. These loans offer opportunities for non-U.S. citizens to buy property in the region, allowing for increased diversity and growth in the housing market.

Ridgecrest, California, known for its stunning desert landscapes and moderate climate, is home to a diverse population. The city boasts a mix of cultures, making it an inviting place for individuals from all backgrounds to settle and invest in real estate.

The housing market in Ridgecrest, California, presents a range of options for potential buyers. From cozy single-family homes to spacious condos, the city offers a variety of affordable properties, making it an attractive location for individuals looking to establish roots in a vibrant community.

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sharon@horizonlendingservices.com
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972-347-9224
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