Empowering Homeownership for All in Saint Elmo, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Saint Elmo, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Saint Elmo, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Saint Elmo, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Saint Elmo, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Saint Elmo, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Saint Elmo, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Saint Elmo, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Saint Elmo, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Saint Elmo, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Saint Elmo, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Saint Elmo, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Saint Elmo, Alabama

Secure Financing: ITIN or Foreign National home loans provide access to financing for individuals without a Social Security Number, enabling them to purchase a home in Saint Elmo, Alabama.

Flexible Terms: These loans offer flexible terms and conditions that cater to the unique circumstances of foreign nationals, making homeownership more attainable and reducing barriers to entry.

Building Credit: By successfully managing an ITIN or Foreign National home loan, individuals can start building their credit history in the U.S., which can benefit them in the long run for future financial endeavors.

Demographics

Saint Elmo, Alabama, has a diverse population with a mix of residents from different cultural backgrounds, creating a vibrant and inclusive community.

Housing Market

The housing market in Saint Elmo offers a range of options, from historic homes to new developments, catering to various budgets and preferences of homebuyers.

Main Attractions

Saint Elmo boasts attractions such as the Grand Bay National Wildlife Refuge, offering opportunities for outdoor activities and exploring the natural beauty of the region.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now