Empowering Homeownership for All in San Clemente, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in San Clemente, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in San Clemente, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages San Clemente, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in San Clemente, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in San Clemente, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in San Clemente, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in San Clemente, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in San Clemente, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in San Clemente, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in San Clemente, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in San Clemente, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in San Clemente, California

ITIN or Foreign National home loans in San Clemente offer the opportunity for individuals without a Social Security number to purchase property. These loans provide a pathway to homeownership for foreign nationals or individuals with ITINs who may not qualify for traditional mortgages.

San Clemente, California, boasts a diverse demographic mix with a strong presence of Hispanic, Caucasian, and Asian communities. The city's proximity to the beach and a moderate climate appeals to residents and tourists alike, creating a vibrant and inclusive atmosphere.

The housing market in San Clemente offers a range of options, from luxury oceanfront properties to more affordable inland homes. With steady appreciation rates and a high demand for housing, investing in San Clemente real estate presents a promising opportunity for buyers seeking long-term value.

San Clemente is renowned for its beautiful beaches, vibrant downtown area, and historical landmarks such as the Casa Romantica cultural center. Outdoor enthusiasts can enjoy activities like surfing at T-Street Beach or hiking in the nearby San Clemente State Park, making it an ideal location for a well-rounded lifestyle.

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sharon@horizonlendingservices.com
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972-347-9224
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