Empowering Homeownership for All in San Jose, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in San Jose, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in San Jose, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages San Jose, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in San Jose, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in San Jose, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in San Jose, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in San Jose, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in San Jose, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in San Jose, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in San Jose, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in San Jose, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in San Jose, California

ITIN or Foreign National home loans in San Jose offer opportunities for individuals without U.S. citizenship or social security numbers to own property. Benefits include competitive interest rates, flexible down payment options, and potential for building credit history in the U.S.

San Jose, located in the heart of Silicon Valley, is a diverse city with a strong tech industry presence. The demographics reflect this diversity with a large Hispanic and Asian population, creating a rich cultural tapestry in the area.

The housing market in San Jose is known for its competitive nature, with a mix of historic neighborhoods and modern developments. Prices can be high, but the market offers a variety of options from single-family homes to condominiums, catering to different preferences and budgets.

San Jose boasts attractions such as the Tech Museum of Innovation, Alum Rock Park, and the Winchester Mystery House. The city also offers a vibrant culinary scene and proximity to natural wonders like the Santa Cruz Mountains and Pacific Ocean.

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sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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