Empowering Homeownership for All in San Luis Obispo, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in San Luis Obispo, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in San Luis Obispo, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages San Luis Obispo, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in San Luis Obispo, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in San Luis Obispo, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in San Luis Obispo, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in San Luis Obispo, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in San Luis Obispo, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in San Luis Obispo, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in San Luis Obispo, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in San Luis Obispo, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in San Luis Obispo, California

ITIN or Foreign National home loans in San Luis Obispo offer non-U.S. residents the opportunity to own property in this picturesque city, known for its vibrant community and beautiful landscapes. These loans provide a pathway to homeownership for individuals who may not have a Social Security number.

San Luis Obispo, located on California's central coast, boasts a diverse population with a mix of students, families, and retirees. The city's proximity to beaches, wineries, and hiking trails makes it an ideal place to live for those seeking a blend of outdoor activities and cultural experiences.

The housing market in San Luis Obispo offers a range of options from historic homes in the downtown area to modern developments in the surrounding neighborhoods. With a steady demand for housing, investing in property in San Luis Obispo can provide long-term stability and potential for appreciation.

Some of the main attractions in San Luis Obispo include the iconic Mission San Luis Obispo de Tolosa, the lively farmers' market held every Thursday night, and the nearby Montana de Oro State Park, known for its rugged cliffs and stunning ocean views.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now