Empowering Homeownership for All in San Ramon, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in San Ramon, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in San Ramon, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages San Ramon, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in San Ramon, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in San Ramon, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in San Ramon, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in San Ramon, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in San Ramon, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in San Ramon, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in San Ramon, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in San Ramon, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loans in San Ramon, California

Benefits: ITIN or Foreign National home loans provide an opportunity for non-U.S. citizens to purchase property in San Ramon. These loans do not require a Social Security number, making homeownership accessible to a broader demographic. Additionally, they offer competitive interest rates and flexible terms to suit individual financial situations.

Demographics: San Ramon is a diverse city in Contra Costa County, California, with a population of over 76,000 residents. The city is known for its high standard of living, excellent schools, and vibrant community. It attracts individuals from various cultural backgrounds, creating a welcoming and inclusive environment.

Housing Market: The housing market in San Ramon is strong, with a mix of single-family homes, townhouses, and apartments. The city offers a range of housing options to cater to different needs and preferences. The market value of properties has been steadily increasing, making it a sound investment for potential homeowners.

Main Attractions: San Ramon boasts numerous attractions, including the picturesque Bishop Ranch Regional Preserve, the renowned San Ramon Golf Club, and the popular City Center Bishop Ranch shopping mall. The city's parks, trails, and cultural events provide residents with ample opportunities for recreation and leisure.

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sharon@horizonlendingservices.com
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972-347-9224
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