Empowering Homeownership for All in Santa Barbara, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Santa Barbara, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Santa Barbara, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Santa Barbara, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Santa Barbara, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Santa Barbara, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Santa Barbara, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Santa Barbara, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Santa Barbara, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Santa Barbara, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Santa Barbara, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Santa Barbara, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of an ITIN or Foreign National Home Loan in Santa Barbara, California

Obtaining an ITIN or Foreign National Home Loan in Santa Barbara provides access to home ownership for individuals without a Social Security Number, enabling them to invest in the vibrant local real estate market.

The demographics of Santa Barbara, California, showcase a rich and diverse community with a mix of cultures and backgrounds, offering a welcoming environment for individuals seeking to settle down in a picturesque coastal city.

The housing market in Santa Barbara exhibits a competitive landscape with various property options ranging from historic Spanish-style homes to modern coastal residences, catering to different preferences and budgets.

Some main attractions in Santa Barbara include the stunning beaches, Spanish Colonial architecture, vibrant arts scene, and diverse culinary experiences, making it a desirable location for residents and tourists alike.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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