Empowering Homeownership for All in Santa Clara, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Santa Clara, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Santa Clara, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Santa Clara, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Santa Clara, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Santa Clara, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Santa Clara, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Santa Clara, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Santa Clara, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Santa Clara, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Santa Clara, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Santa Clara, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loans in Santa Clara, California

ITIN or Foreign National home loans in Santa Clara offer numerous benefits to individuals who may not have a social security number but wish to invest in real estate. These loans provide an opportunity for non-US citizens to own property in one of the most sought-after real estate markets in California.

Demographically, Santa Clara is a diverse city with a large population of tech professionals due to its proximity to Silicon Valley. The city boasts a high standard of living, excellent schools, and a strong job market, making it an attractive location for individuals and families looking to settle in the area.

The housing market in Santa Clara is competitive, with a steady demand for properties. The availability of ITIN or Foreign National home loans opens up opportunities for more buyers to enter the market, driving further growth and diversifying the real estate landscape of the city.

Some of the main attractions in Santa Clara include the renowned California's Great America amusement park, the historic Mission Santa Clara de Asís, and Levi's Stadium, home to the San Francisco 49ers. With its blend of cultural sites and modern amenities, Santa Clara offers residents a balanced lifestyle.

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sharon@horizonlendingservices.com
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972-347-9224
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