Empowering Homeownership for All in Santa Margarita, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Santa Margarita, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Santa Margarita, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Santa Margarita, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Santa Margarita, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Santa Margarita, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Santa Margarita, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Santa Margarita, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Santa Margarita, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Santa Margarita, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Santa Margarita, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Santa Margarita, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Santa Margarita, California

Obtaining an ITIN or Foreign National home loan in Santa Margarita, California provides opportunities for individuals without a Social Security Number to achieve their dream of homeownership. These specialized loan programs offer flexible requirements and tailored solutions to suit the needs of non-traditional borrowers.

Demographically, Santa Margarita is a diverse community with a mix of residents from different cultural backgrounds. The town is known for its welcoming atmosphere and inclusive environment, making it an ideal place for individuals looking to settle down and establish roots.

The housing market in Santa Margarita boasts a variety of property options, from cozy starter homes to luxurious estates. With stable property values and a growing real estate market, investing in a home in Santa Margarita presents a promising opportunity for long-term financial security.

Some of the main attractions in Santa Margarita include its beautiful parks, hiking trails, and scenic views. The town's proximity to nature makes it a haven for outdoor enthusiasts, offering plenty of recreational activities for residents to enjoy.

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sharon@horizonlendingservices.com
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972-347-9224
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