Empowering Homeownership for All in Santa Maria, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Santa Maria, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Santa Maria, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Santa Maria, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Santa Maria, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Santa Maria, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Santa Maria, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Santa Maria, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Santa Maria, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Santa Maria, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Santa Maria, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Santa Maria, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loans in Santa Maria, California

Santa Maria, California offers a great opportunity for individuals with an ITIN or Foreign National status to own a home. These loans provide non-US citizens a chance to invest in the thriving real estate market of Santa Maria, allowing them to build equity and stability.

Demographically, Santa Maria is a diverse city with a strong Hispanic community, making it a welcoming place for individuals from different cultural backgrounds. The city's population is around 110,000 and has been steadily growing, showcasing a dynamic and vibrant community.

In terms of the housing market, Santa Maria offers a range of options from affordable starter homes to luxurious properties. With a median home price of around $400,000, the market is attractive for first-time buyers as well as more experienced investors looking to expand their real estate portfolio.

Some of the main attractions in Santa Maria include the picturesque wineries of the Santa Maria Valley, where visitors can enjoy wine tasting tours and scenic vineyard views. Additionally, the Santa Maria Museum of Flight and the Guadalupe-Nipomo Dunes are popular destinations for locals and tourists alike.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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