Empowering Homeownership for All in Santa Maria, TX

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Santa Maria, TX for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Santa Maria, TX are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Santa Maria, TX

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Santa Maria, TX (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Santa Maria, TX

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Santa Maria, TX will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Santa Maria, TX more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Santa Maria, TX understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Santa Maria, TX, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Santa Maria, TX
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Santa Maria, TX today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN/Home Loan in Santa Maria, Texas

One of the major benefits of obtaining an ITIN or Foreign National home loan in Santa Maria, Texas is the opportunity it provides to individuals without a Social Security Number to purchase a home. This inclusive approach opens doors to homeownership for a diverse range of individuals, including immigrants and non-residents.

Demographically, Santa Maria, Texas is a vibrant and diverse community with a rich cultural tapestry. With a mix of residents from various backgrounds, the town offers a welcoming environment for newcomers looking to settle down and establish roots in a supportive community.

In terms of the housing market, Santa Maria, Texas presents a range of options for potential buyers, from cozy single-family homes to spacious properties suitable for larger families. The real estate market in the area is characterized by affordability and growth potential, making it an attractive location for homebuyers seeking value and future prospects.

Some of the main attractions in Santa Maria include its picturesque parks and recreational facilities, which offer residents and visitors ample opportunities for outdoor activities and leisure. Additionally, the town's cultural events and local eateries provide a taste of the vibrant community spirit that defines Santa Maria, Texas.

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sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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