Empowering Homeownership for All in Santa Monica, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Santa Monica, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Santa Monica, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Santa Monica, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Santa Monica, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Santa Monica, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Santa Monica, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Santa Monica, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Santa Monica, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Santa Monica, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Santa Monica, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Santa Monica, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN & Foreign National Home Loans in Santa Monica, California

1. **Benefits of ITIN & Foreign National Home Loans:** ITIN and Foreign National home loans in Santa Monica present unique opportunities for individuals who may not have a social security number but wish to invest in the local real estate market. These loans allow foreign nationals or individuals without an SSN to purchase property in the vibrant Santa Monica area, opening up avenues for investment and home ownership.

2. **Demographics:** Santa Monica boasts a diverse population, with a mix of residents from various cultural backgrounds. The city is known for its progressive community and is home to a blend of young professionals, families, and retirees. The high quality of life, excellent schools, and close proximity to the beach attract a wide range of individuals to this desirable location.

3. **Housing Market:** The housing market in Santa Monica is competitive and dynamic. With a limited inventory of homes, prices can be high, making it essential to explore different financing options such as ITIN or Foreign National home loans. Working with local lenders who understand the intricacies of the Santa Monica market is crucial to securing a home at a competitive rate.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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