Empowering Homeownership for All in Santa Ynez, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Santa Ynez, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Santa Ynez, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Santa Ynez, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Santa Ynez, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Santa Ynez, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Santa Ynez, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Santa Ynez, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Santa Ynez, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Santa Ynez, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Santa Ynez, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Santa Ynez, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Santa Ynez, California

ITIN or Foreign National home loans offer opportunities for individuals without social security numbers to purchase homes in Santa Ynez. These loans provide a pathway to homeownership for immigrants, international students, and foreign nationals, enabling them to invest in real estate and build equity in the growing market of Santa Ynez.

Santa Ynez, located in Santa Barbara County, has a diverse population with a mix of cultures and nationalities. The community is welcoming and inclusive, making it a desirable place to live for people from all walks of life. With a variety of dining options, cultural events, and outdoor activities, Santa Ynez offers a rich and vibrant living experience.

The housing market in Santa Ynez is dynamic, with a range of affordable and upscale options available. The area has seen steady growth in property values, making it a promising investment opportunity. With picturesque vineyards, ranch-style homes, and modern estates, Santa Ynez provides diverse housing choices to suit different preferences and budgets.

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sharon@horizonlendingservices.com
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972-347-9224
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