Empowering Homeownership for All in Saratoga, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Saratoga, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Saratoga, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Saratoga, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Saratoga, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Saratoga, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Saratoga, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Saratoga, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Saratoga, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Saratoga, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Saratoga, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Saratoga, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Saratoga, California

ITIN or Foreign National home loans in Saratoga, California offer accessible financing options for individuals without a social security number. These loans provide an opportunity for immigrants, international students, and foreign nationals to purchase property in a desirable location like Saratoga.

Demographics in Saratoga, California are diverse, with a mix of residents from various cultural backgrounds. The city has a high standard of living and is known for its excellent schools, creating a welcoming environment for families and young professionals looking to settle down.

The housing market in Saratoga, California is competitive yet offers a wide range of options, from luxury estates to cozy single-family homes. With the help of ITIN or Foreign National home loans, individuals can realize their dream of homeownership in this affluent and picturesque city.

Main attractions in Saratoga, California include the scenic Hakone Estate and Gardens, the vibrant Montalvo Arts Center, and the historic Saratoga Village. Residents can also enjoy local wineries, hiking trails in the nearby Santa Cruz Mountains, and the bustling downtown area filled with shops and restaurants.

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sharon@horizonlendingservices.com
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972-347-9224
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