Empowering Homeownership for All in Scotia, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Scotia, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Scotia, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Scotia, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Scotia, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Scotia, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Scotia, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Scotia, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Scotia, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Scotia, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Scotia, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Scotia, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Scotia, California

Benefits: ITIN or Foreign National home loans in Scotia, California provide opportunities for individuals without a Social Security Number to buy a home. These loans offer flexible qualification criteria, lower down payment requirements, and competitive interest rates.

Demographics: Scotia, California is a small town with a diverse population that includes residents from different cultural backgrounds. The community is welcoming and offers a mix of urban and rural living experiences.

Housing Market: The housing market in Scotia, California, is stable with a range of housing options available, including single-family homes, townhouses, and apartments. The average home prices are relatively affordable compared to neighboring areas, making it an attractive location for first-time buyers.

Main Attractions: Scotia is known for its scenic beauty, with nearby attractions such as the Avenue of the Giants, a famous redwood forest, and the Eel River, offering opportunities for outdoor activities like hiking, fishing, and kayaking.

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sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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