Empowering Homeownership for All in Sheffield, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Sheffield, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Sheffield, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Sheffield, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Sheffield, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Sheffield, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Sheffield, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Sheffield, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Sheffield, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Sheffield, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Sheffield, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Sheffield, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

The Benefits of ITIN or Foreign National Home Loans in Sheffield, Alabama

ITIN or Foreign National home loans offer a pathway to homeownership for individuals without a social security number. These loans provide access to financing options and fulfill the dream of owning a home in Sheffield, Alabama.

Sheffield, Alabama, a city located in Colbert County, boasts a diverse demographic profile. With a mix of cultures and backgrounds, the community fosters an inclusive environment, making it an ideal place for ITIN and Foreign National buyers to settle in.

The housing market in Sheffield, Alabama, is characterized by affordable prices and a range of property types. From single-family homes to apartments, the real estate market caters to various preferences, offering opportunities for ITIN and Foreign National buyers to invest in their dream home.

Sheffield, Alabama, is home to many attractions, including the Rattlesnake Saloon, the Muscle Shoals Sound Studio, and Spring Park. These landmarks provide residents with recreational and cultural experiences, enhancing the quality of life for ITIN and Foreign National homeowners in the area.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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