Empowering Homeownership for All in Sonoma, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Sonoma, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Sonoma, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Sonoma, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Sonoma, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Sonoma, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Sonoma, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Sonoma, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Sonoma, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Sonoma, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Sonoma, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Sonoma, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Sonoma, California

Obtaining an ITIN or Foreign National home loan in Sonoma, California opens up opportunities for non-US citizens to fulfill their dream of homeownership. These specialized loans provide accessible financing options for those who do not have a social security number, enabling them to invest in property and build equity in a thriving real estate market like Sonoma.

Sonoma, California, known for its picturesque vineyards, rich cultural heritage, and vibrant community, offers a diverse and welcoming environment for residents. The demographics of Sonoma reflect a blend of cultures and backgrounds, creating a unique tapestry of traditions and experiences that contribute to the area's charm and appeal.

The housing market in Sonoma, California, presents a range of opportunities for both residents and investors. With a mix of historic homes, modern developments, and rural properties, Sonoma offers a variety of housing options to suit different preferences and budgets. The market is known for its stability and potential for growth, making it an attractive location for those seeking to invest in real estate.

Aside from its renowned wineries and vineyards, Sonoma boasts a host of attractions that appeal to residents and visitors alike. From historic landmarks like Sonoma Plaza to outdoor activities in Sonoma Coast State Park, the region offers a diverse array of entertainment and leisure options. The vibrant arts scene, gourmet dining establishments, and community events make Sonoma a dynamic and engaging place to call home.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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