Empowering Homeownership for All in Spearman, TX

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Spearman, TX for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Spearman, TX are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Spearman, TX

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Spearman, TX (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Spearman, TX

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Spearman, TX will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Spearman, TX more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Spearman, TX understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Spearman, TX, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Spearman, TX
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Spearman, TX today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loans in Spearman, Texas

ITIN or Foreign National home loans offer accessible financing options for individuals who may not have a social security number but wish to purchase a home in Spearman, Texas. These loans provide a pathway to home ownership for a diverse range of applicants, including non-resident aliens, foreign nationals, and individuals with no U.S. credit history.

Spearman, Texas, exhibits a welcoming and growing community with a population that is diverse in age and ethnicity. Residents enjoy a lower cost of living compared to national averages, making it an attractive location for families, retirees, and young professionals seeking a quieter pace of life in a safe and friendly environment.

In terms of the housing market, Spearman, Texas, offers a range of affordable housing options, from single-family homes to spacious ranch properties. The real estate market in Spearman is stable, with steady appreciation rates and a variety of homes to suit different budgets and preferences.

Main attractions in Spearman include the Crossroads of America Museum, offering insight into the town's rich history, and Palo Duro Canyon State Park, a short drive away, where outdoor enthusiasts can explore hiking trails, camping sites, and breathtaking scenery.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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