Empowering Homeownership for All in Tracy, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Tracy, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Tracy, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Tracy, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Tracy, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Tracy, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Tracy, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Tracy, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Tracy, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Tracy, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Tracy, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Tracy, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN & Foreign National Home Loans in Tracy, California

ITIN and Foreign National home loans offer accessible financing options for non-U.S. citizens or residents in Tracy, California. These programs provide an opportunity for individuals without a Social Security number to purchase property and build equity.

Tracy, California, a diverse and vibrant city in the San Joaquin County, boasts a population of approximately 90,000 residents. With a blend of cultures, Tracy offers a welcoming environment for international buyers looking to invest in the local real estate market.

The housing market in Tracy, California, is dynamic with a range of options catering to different budgets and preferences. From modern condominiums to spacious single-family homes, there is a property for every taste and need. Additionally, the city's real estate market showcases stability and potential for growth, making it an attractive location for property investment.

Some of the main attractions in Tracy include the picturesque wineries of the Tracy Hills Appellation, the historic downtown with quaint shops and eateries, and outdoor recreational areas like the Tracy Fish Collection and the Carnegie State Vehicular Recreation Area. Residents can enjoy a high quality of life in Tracy, surrounded by natural beauty and a thriving community.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now