Empowering Homeownership for All in Troy, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Troy, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Troy, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Troy, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Troy, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Troy, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Troy, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Troy, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Troy, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Troy, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Troy, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Troy, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Troy, Alabama

Obtaining an ITIN or Foreign National Home Loan in Troy, Alabama provides a unique opportunity for non-US citizens to achieve homeownership without the need for a Social Security number. This allows individuals from diverse backgrounds to invest in property and build equity in the vibrant community of Troy.

Troy, Alabama, boasts a diverse population with a rich cultural tapestry. The city's demographics reflect a blend of students from Troy University, local residents, and individuals from various parts of the world. This multicultural environment offers a welcoming and inclusive atmosphere for individuals seeking to call Troy their home.

The housing market in Troy, Alabama, presents an affordable and attractive option for prospective homeowners. With a range of property types available, from single-family homes to apartments, individuals can find housing options that suit their preferences and budget. Additionally, the stability of the housing market in Troy makes it a sound investment choice.

Troy, Alabama, is home to a variety of main attractions that cater to residents of all ages and interests. From the historic downtown district with its unique shops and restaurants to the vibrant arts scene and recreational opportunities, Troy offers a high quality of life for its residents. The city's parks, museums, and annual events provide a rich cultural experience for those residing in Troy.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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