Empowering Homeownership for All in Troy, TX

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Troy, TX for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Troy, TX are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Troy, TX

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Troy, TX (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Troy, TX

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Troy, TX will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Troy, TX more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Troy, TX understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Troy, TX, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Troy, TX
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Troy, TX today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Troy, Texas

Obtaining an ITIN or Foreign National home loan in Troy, Texas offers numerous advantages. Firstly, these loans provide an opportunity for individuals without a Social Security number to purchase property and build equity in the thriving Troy real estate market. Additionally, these loans typically have flexible eligibility requirements, allowing more people to achieve homeownership and fulfill their dreams of owning a home in this charming Texan town.

Troy, Texas, located in Bell County, boasts a diverse population with a median age of 36 years. The town offers a suburban feel with a mix of homeowners and renters, making it an ideal place for individuals and families looking for a tight-knit community and excellent schools for their children. The growing population and strong job market make Troy a desirable location for homeowners seeking stability and long-term investment opportunities.

The housing market in Troy, Texas, is dynamic and competitive, with a median home value of $150,000. The market offers a range of housing options, from single-family homes to condominiums, catering to various preferences and budgets. With increasing demand and limited inventory, the real estate market in Troy presents opportunities for property appreciation and rental income, making it a profitable venture for investors and homeowners alike.

Some main attractions in Troy include the Bell County Expo Center, a popular venue for concerts and events, and the historic Wilson Park, offering scenic views and recreational activities for residents of all ages. Additionally, the town is known for its rich cultural heritage, vibrant arts scene, and welcoming community, making it a desirable place to call home for individuals from diverse backgrounds.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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