Empowering Homeownership for All in Valley, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Valley, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Valley, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Valley, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Valley, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Valley, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Valley, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Valley, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Valley, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Valley, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Valley, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Valley, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Valley, Alabama

ITIN or Foreign National home loans provide an opportunity for non-U.S. citizens to purchase homes in Valley, Alabama. These loans do not require a Social Security Number, making them accessible to those who may not have one.

Demographically, Valley, Alabama, is a diverse community with a mix of residents from different cultural backgrounds. This creates a welcoming environment for individuals from around the world, making it an ideal place for foreign nationals looking to settle in the U.S.

Valley's housing market offers a range of affordable options for first-time buyers and investors alike. The competitive prices combined with the flexibility of ITIN or Foreign National home loans make owning a property in Valley a realistic goal for many.

Main attractions in Valley include the scenic Horseshoe Bend National Military Park, where visitors can explore history and nature, as well as the beautiful West Point Lake, which offers recreational activities like boating and fishing.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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