Empowering Homeownership for All in Vista, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Vista, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Vista, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Vista, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Vista, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Vista, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Vista, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Vista, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Vista, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Vista, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Vista, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Vista, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan

ITIN or Foreign National home loans in Vista, California offer a great opportunity for non-U.S. citizens to purchase their dream home without requiring a Social Security number. These loans provide flexibility and access to the real estate market for individuals who may not have a traditional credit history.

Individuals qualifying for these loans can benefit from low down payment options, competitive interest rates, and the chance to establish a credit history in the U.S. Additionally, ITIN or Foreign National home loans can help diversify the housing market and contribute to the community’s growth and cultural richness.

Vista, California, has a diverse population with a mix of different ethnicities and backgrounds. The city offers a vibrant community with various cultural events, festivals, and celebrations throughout the year. Its proximity to San Diego and stunning natural landscapes make it an attractive place to live for individuals of all ages.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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