Empowering Homeownership for All in Watsonville, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Watsonville, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Watsonville, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Watsonville, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Watsonville, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Watsonville, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Watsonville, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Watsonville, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Watsonville, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Watsonville, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Watsonville, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Watsonville, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Watsonville, California

ITIN or Foreign National home loans in Watsonville, California offer a pathway to homeownership for individuals who may not have a Social Security number or are not U.S. citizens. These loans provide an opportunity for non-traditional borrowers to access the housing market and achieve the American Dream of owning a home.

Demographics in Watsonville, California, showcase a diverse community with a mix of cultural backgrounds. The population consists of a significant Hispanic and Latino presence, contributing to a rich tapestry of traditions and heritage within the city.

In terms of the housing market, Watsonville, California, presents a range of options for prospective buyers. The market offers a blend of single-family homes, townhouses, and condominiums, catering to various preferences and budgets. With competitive interest rates and flexible loan options, ITIN or Foreign National home loans can make purchasing a property in Watsonville a reality.

Watsonville, California, is known for its scenic beauty and outdoor recreational opportunities. From the breathtaking views along the Pacific Coast to the vibrant downtown area, the city offers a relaxed lifestyle with easy access to amenities, dining, and entertainment options, making it an appealing place to call home.

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sharon@horizonlendingservices.com
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972-347-9224
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