Achieve Your Dream Home with Our Premier Jumbo Loans in Arcata, CA

When it comes to financing luxury properties, Horizon Lending Services offers a premier solution with our Jumbo Mortgage program. Tailored for discerning homebuyers and investors, our program in Arcata, CA provides flexible terms and competitive rates to make high-value homeownership and investment a reality.

Jumbo Home Loan Highlights in Arcata, CA

1. Jumbo Mortgages have Flexible Credit Requirements

We recognize that every borrower's situation is unique. That's why our Jumbo Loans are accessible with FICO scores as low as 700, ensuring more individuals can qualify.

2. Diverse Mortgage Options

Whether you're purchasing a new home in Arcata, CA, refinancing your current mortgage, or leveraging your home’s equity, our versatile options cater to your specific needs:

  • Purchase Loans
  • Rate & Term Refinancing
  • Cash Out Refinancing

3. Down Payment Flexibility

Owning a luxury property in Arcata, CA is more attainable with down payments as low as 10%, making it easier to achieve your real estate goals.

4. Versatile Occupancy Options

Our Jumbo Loans are designed to support various occupancy scenarios in Arcata, CA, providing flexibility for:

  • Primary Residences
  • Second Homes
  • Investment Properties

5. Broad Property Coverage

We finance a wide range of property types in Arcata, CA, ensuring your dream home or investment is covered:

  • 1-4 Unit Properties
  • Single-Family Residences (SFR)
  • Condos
  • Townhomes
  • Planned Unit Developments (PUDs)
Why Choose Horizon Lending Services?

At Horizon Lending Services, we prioritize your unique needs and strive to offer customized solutions that simplify the path to luxury property ownership. Our experienced team in Arcata, CA is dedicated to providing a seamless, efficient, and hassle-free financing experience, ensuring you receive the best support and guidance.

Ready to Take the Next Step with your Jumbo Home Loan in Arcata, CA?

Contact Horizon Lending Services today to explore our Jumbo Loan program in Arcata, CA and discover how we can help you achieve your homeownership and investment goals. Our knowledgeable team is here to guide you through every step of the process, providing expert advice and personalized service.

Jumbo Loan for dream home in Arcata, CA
Horizon Lending Services

Your Partner in Luxury Home Financing

Jumbo Home Loans Benefits in Arcata, California

Jumbo home loans up to $5 million offer individuals in Arcata, California the opportunity to purchase higher-priced properties. These loans often come with competitive interest rates, flexible terms, and are ideal for luxury home buyers or those looking to invest in high-end real estate.

The charming city of Arcata, California, nestled on the northern coast, boasts a diverse population made up of students, families, and retirees. With a strong sense of community, Arcata offers a mix of cultural events, outdoor activities, and a vibrant arts scene.

The housing market in Arcata is dynamic, with a mix of historic homes, modern residences, and expansive estates. The market is characterized by steady appreciation rates, making it an attractive location for real estate investment. Jumbo home loans cater to those seeking to own upscale properties in this sought-after area.

Arcata is known for its beautiful landscapes, including the stunning Redwood Park, Arcata Marsh, and Humboldt State University's botanical gardens. The city's Plaza is a hub of activity, hosting farmers' markets, festivals, and live music events, making it a lively and engaging place to call home.

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sharon@horizonlendingservices.com
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972-347-9224
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