Achieve Your Dream Home with Our Premier Jumbo Loans in Carmel, CA

When it comes to financing luxury properties, Horizon Lending Services offers a premier solution with our Jumbo Mortgage program. Tailored for discerning homebuyers and investors, our program in Carmel, CA provides flexible terms and competitive rates to make high-value homeownership and investment a reality.

Jumbo Home Loan Highlights in Carmel, CA

1. Jumbo Mortgages have Flexible Credit Requirements

We recognize that every borrower's situation is unique. That's why our Jumbo Loans are accessible with FICO scores as low as 700, ensuring more individuals can qualify.

2. Diverse Mortgage Options

Whether you're purchasing a new home in Carmel, CA, refinancing your current mortgage, or leveraging your home’s equity, our versatile options cater to your specific needs:

  • Purchase Loans
  • Rate & Term Refinancing
  • Cash Out Refinancing

3. Down Payment Flexibility

Owning a luxury property in Carmel, CA is more attainable with down payments as low as 10%, making it easier to achieve your real estate goals.

4. Versatile Occupancy Options

Our Jumbo Loans are designed to support various occupancy scenarios in Carmel, CA, providing flexibility for:

  • Primary Residences
  • Second Homes
  • Investment Properties

5. Broad Property Coverage

We finance a wide range of property types in Carmel, CA, ensuring your dream home or investment is covered:

  • 1-4 Unit Properties
  • Single-Family Residences (SFR)
  • Condos
  • Townhomes
  • Planned Unit Developments (PUDs)
Why Choose Horizon Lending Services?

At Horizon Lending Services, we prioritize your unique needs and strive to offer customized solutions that simplify the path to luxury property ownership. Our experienced team in Carmel, CA is dedicated to providing a seamless, efficient, and hassle-free financing experience, ensuring you receive the best support and guidance.

Ready to Take the Next Step with your Jumbo Home Loan in Carmel, CA?

Contact Horizon Lending Services today to explore our Jumbo Loan program in Carmel, CA and discover how we can help you achieve your homeownership and investment goals. Our knowledgeable team is here to guide you through every step of the process, providing expert advice and personalized service.

Jumbo Loan for dream home in Carmel, CA
Horizon Lending Services

Your Partner in Luxury Home Financing

Benefits of Jumbo Home Loans up to 5 million in Carmel, California

Jumbo home loans in Carmel, California offer high borrowing limits of up to 5 million, providing individuals with the means to purchase luxury homes in this desirable location. These loans often come with competitive interest rates and flexible terms, making them an attractive option for those looking to invest in high-end properties.

Carmel, California is known for its affluent community with a median household income well above the national average. The residents here are typically professionals, retirees, and individuals seeking a luxurious lifestyle surrounded by natural beauty and upscale amenities.

The housing market in Carmel, California is robust, with a mix of traditional and contemporary luxury homes. The demand for properties in this area remains high, leading to stable property values and potential appreciation over time. With a jumbo home loan, buyers can secure their dream home in Carmel's competitive real estate market.

Carmel, California boasts a range of attractions, including the iconic Pebble Beach golf course, the scenic 17-Mile Drive, and the historic Carmel Mission. The area is also known for its art galleries, upscale boutiques, and gourmet dining options, making it a hub for cultural and recreational activities.

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sharon@horizonlendingservices.com
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972-347-9224
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