Achieve Your Dream Home with Our Premier Jumbo Loans in Folsom, CA

When it comes to financing luxury properties, Horizon Lending Services offers a premier solution with our Jumbo Mortgage program. Tailored for discerning homebuyers and investors, our program in Folsom, CA provides flexible terms and competitive rates to make high-value homeownership and investment a reality.

Jumbo Home Loan Highlights in Folsom, CA

1. Jumbo Mortgages have Flexible Credit Requirements

We recognize that every borrower's situation is unique. That's why our Jumbo Loans are accessible with FICO scores as low as 700, ensuring more individuals can qualify.

2. Diverse Mortgage Options

Whether you're purchasing a new home in Folsom, CA, refinancing your current mortgage, or leveraging your home’s equity, our versatile options cater to your specific needs:

  • Purchase Loans
  • Rate & Term Refinancing
  • Cash Out Refinancing

3. Down Payment Flexibility

Owning a luxury property in Folsom, CA is more attainable with down payments as low as 10%, making it easier to achieve your real estate goals.

4. Versatile Occupancy Options

Our Jumbo Loans are designed to support various occupancy scenarios in Folsom, CA, providing flexibility for:

  • Primary Residences
  • Second Homes
  • Investment Properties

5. Broad Property Coverage

We finance a wide range of property types in Folsom, CA, ensuring your dream home or investment is covered:

  • 1-4 Unit Properties
  • Single-Family Residences (SFR)
  • Condos
  • Townhomes
  • Planned Unit Developments (PUDs)
Why Choose Horizon Lending Services?

At Horizon Lending Services, we prioritize your unique needs and strive to offer customized solutions that simplify the path to luxury property ownership. Our experienced team in Folsom, CA is dedicated to providing a seamless, efficient, and hassle-free financing experience, ensuring you receive the best support and guidance.

Ready to Take the Next Step with your Jumbo Home Loan in Folsom, CA?

Contact Horizon Lending Services today to explore our Jumbo Loan program in Folsom, CA and discover how we can help you achieve your homeownership and investment goals. Our knowledgeable team is here to guide you through every step of the process, providing expert advice and personalized service.

Jumbo Loan for dream home in Folsom, CA
Horizon Lending Services

Your Partner in Luxury Home Financing

Benefits of Jumbo Home Loans up to $5 Million in Folsom, California

Jumbo home loans up to $5 million offer borrowers the flexibility to purchase high-value properties that may exceed conventional loan limits. These loans typically come with competitive interest rates and may require a lower down payment compared to traditional financing options.

Demographics in Folsom, California, show a diverse community with a mix of professionals, families, and retirees. The city boasts a strong economy, excellent schools, and a range of housing options, making it an attractive destination for individuals across different age groups.

The housing market in Folsom is thriving, with a variety of properties available, including luxurious homes suitable for jumbo loans. The market offers stability and potential for appreciation, making it a sound investment option for buyers looking to secure high-end real estate in a desirable location.

Folsom, California, is known for its historic charm, scenic beauty, and vibrant community. Attractions such as Folsom Lake, Historic Folsom District, and local parks provide residents with ample opportunities for outdoor recreation and cultural experiences, making it a sought-after place to live and work.

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sharon@horizonlendingservices.com
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972-347-9224
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