Achieve Your Dream Home with Our Premier Jumbo Loans in Half Moon Bay, CA

When it comes to financing luxury properties, Horizon Lending Services offers a premier solution with our Jumbo Mortgage program. Tailored for discerning homebuyers and investors, our program in Half Moon Bay, CA provides flexible terms and competitive rates to make high-value homeownership and investment a reality.

Jumbo Home Loan Highlights in Half Moon Bay, CA

1. Jumbo Mortgages have Flexible Credit Requirements

We recognize that every borrower's situation is unique. That's why our Jumbo Loans are accessible with FICO scores as low as 700, ensuring more individuals can qualify.

2. Diverse Mortgage Options

Whether you're purchasing a new home in Half Moon Bay, CA, refinancing your current mortgage, or leveraging your home’s equity, our versatile options cater to your specific needs:

  • Purchase Loans
  • Rate & Term Refinancing
  • Cash Out Refinancing

3. Down Payment Flexibility

Owning a luxury property in Half Moon Bay, CA is more attainable with down payments as low as 10%, making it easier to achieve your real estate goals.

4. Versatile Occupancy Options

Our Jumbo Loans are designed to support various occupancy scenarios in Half Moon Bay, CA, providing flexibility for:

  • Primary Residences
  • Second Homes
  • Investment Properties

5. Broad Property Coverage

We finance a wide range of property types in Half Moon Bay, CA, ensuring your dream home or investment is covered:

  • 1-4 Unit Properties
  • Single-Family Residences (SFR)
  • Condos
  • Townhomes
  • Planned Unit Developments (PUDs)
Why Choose Horizon Lending Services?

At Horizon Lending Services, we prioritize your unique needs and strive to offer customized solutions that simplify the path to luxury property ownership. Our experienced team in Half Moon Bay, CA is dedicated to providing a seamless, efficient, and hassle-free financing experience, ensuring you receive the best support and guidance.

Ready to Take the Next Step with your Jumbo Home Loan in Half Moon Bay, CA?

Contact Horizon Lending Services today to explore our Jumbo Loan program in Half Moon Bay, CA and discover how we can help you achieve your homeownership and investment goals. Our knowledgeable team is here to guide you through every step of the process, providing expert advice and personalized service.

Jumbo Loan for dream home in Half Moon Bay, CA
Horizon Lending Services

Your Partner in Luxury Home Financing

Jumbo Home Loans Benefits in Half Moon Bay, California

Jumbo home loans up to 5 million in Half Moon Bay, California offer numerous benefits for prospective homebuyers. These loans provide the flexibility to finance high-value properties without the constraints of conventional loan limits. Borrowers can enjoy competitive interest rates and customized repayment terms tailored to their financial situation.

Half Moon Bay, located in San Mateo County, boasts a diverse demographic mix with a strong emphasis on community living. The population consists of affluent individuals, families, and seniors seeking a tranquil coastal lifestyle. The city's proximity to Silicon Valley makes it a desirable location for tech professionals and executives looking to escape the hustle and bustle of city life.

The housing market in Half Moon Bay is characterized by a mix of luxury properties, charming coastal homes, and spacious estates. With the availability of jumbo loans up to 5 million, homebuyers have the opportunity to invest in premium real estate options that cater to their specific needs and preferences.

Some of the main attractions in Half Moon Bay include the picturesque beaches, such as Half Moon Bay State Beach and Poplar Beach, which offer stunning ocean views and recreational activities. The city is also renowned for its annual Pumpkin Festival, Mavericks surf spot, and charming downtown area lined with boutique shops and restaurants.

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sharon@horizonlendingservices.com
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