Achieve Your Dream Home with Our Premier Jumbo Loans in Ridgecrest, CA

When it comes to financing luxury properties, Horizon Lending Services offers a premier solution with our Jumbo Mortgage program. Tailored for discerning homebuyers and investors, our program in Ridgecrest, CA provides flexible terms and competitive rates to make high-value homeownership and investment a reality.

Jumbo Home Loan Highlights in Ridgecrest, CA

1. Jumbo Mortgages have Flexible Credit Requirements

We recognize that every borrower's situation is unique. That's why our Jumbo Loans are accessible with FICO scores as low as 700, ensuring more individuals can qualify.

2. Diverse Mortgage Options

Whether you're purchasing a new home in Ridgecrest, CA, refinancing your current mortgage, or leveraging your home’s equity, our versatile options cater to your specific needs:

  • Purchase Loans
  • Rate & Term Refinancing
  • Cash Out Refinancing

3. Down Payment Flexibility

Owning a luxury property in Ridgecrest, CA is more attainable with down payments as low as 10%, making it easier to achieve your real estate goals.

4. Versatile Occupancy Options

Our Jumbo Loans are designed to support various occupancy scenarios in Ridgecrest, CA, providing flexibility for:

  • Primary Residences
  • Second Homes
  • Investment Properties

5. Broad Property Coverage

We finance a wide range of property types in Ridgecrest, CA, ensuring your dream home or investment is covered:

  • 1-4 Unit Properties
  • Single-Family Residences (SFR)
  • Condos
  • Townhomes
  • Planned Unit Developments (PUDs)
Why Choose Horizon Lending Services?

At Horizon Lending Services, we prioritize your unique needs and strive to offer customized solutions that simplify the path to luxury property ownership. Our experienced team in Ridgecrest, CA is dedicated to providing a seamless, efficient, and hassle-free financing experience, ensuring you receive the best support and guidance.

Ready to Take the Next Step with your Jumbo Home Loan in Ridgecrest, CA?

Contact Horizon Lending Services today to explore our Jumbo Loan program in Ridgecrest, CA and discover how we can help you achieve your homeownership and investment goals. Our knowledgeable team is here to guide you through every step of the process, providing expert advice and personalized service.

Jumbo Loan for dream home in Ridgecrest, CA
Horizon Lending Services

Your Partner in Luxury Home Financing

Jumbo Home Loans in Ridgecrest, CA

Benefits of Jumbo Home Loans up to 5 Million: Jumbo loans offer larger loan amounts for high-priced properties, allowing buyers in Ridgecrest to secure their dream homes. With competitive interest rates and flexible terms, these loans cater to those needing higher financing.

Demographics: Ridgecrest, California, is a diverse city with a population of around 29,000. The median age is 35 years, and the majority of residents work in fields like government, healthcare, and education.

Housing Market: The housing market in Ridgecrest is stable, with a median home value of $275,000. The market offers a variety of homes, from spacious family houses to modern condos, catering to different preferences and budgets.

Main Attractions: Ridgecrest is known for its proximity to outdoor attractions like the Red Rock Canyon State Park and the Pacific Crest Trail. The city also hosts events like the Petroglyph Festival and offers recreational activities such as hiking, biking, and golfing.

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sharon@horizonlendingservices.com
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972-347-9224
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