Achieve Your Dream Home with Our Premier Jumbo Loans in Santa Barbara, CA

When it comes to financing luxury properties, Horizon Lending Services offers a premier solution with our Jumbo Mortgage program. Tailored for discerning homebuyers and investors, our program in Santa Barbara, CA provides flexible terms and competitive rates to make high-value homeownership and investment a reality.

Jumbo Home Loan Highlights in Santa Barbara, CA

1. Jumbo Mortgages have Flexible Credit Requirements

We recognize that every borrower's situation is unique. That's why our Jumbo Loans are accessible with FICO scores as low as 700, ensuring more individuals can qualify.

2. Diverse Mortgage Options

Whether you're purchasing a new home in Santa Barbara, CA, refinancing your current mortgage, or leveraging your home’s equity, our versatile options cater to your specific needs:

  • Purchase Loans
  • Rate & Term Refinancing
  • Cash Out Refinancing

3. Down Payment Flexibility

Owning a luxury property in Santa Barbara, CA is more attainable with down payments as low as 10%, making it easier to achieve your real estate goals.

4. Versatile Occupancy Options

Our Jumbo Loans are designed to support various occupancy scenarios in Santa Barbara, CA, providing flexibility for:

  • Primary Residences
  • Second Homes
  • Investment Properties

5. Broad Property Coverage

We finance a wide range of property types in Santa Barbara, CA, ensuring your dream home or investment is covered:

  • 1-4 Unit Properties
  • Single-Family Residences (SFR)
  • Condos
  • Townhomes
  • Planned Unit Developments (PUDs)
Why Choose Horizon Lending Services?

At Horizon Lending Services, we prioritize your unique needs and strive to offer customized solutions that simplify the path to luxury property ownership. Our experienced team in Santa Barbara, CA is dedicated to providing a seamless, efficient, and hassle-free financing experience, ensuring you receive the best support and guidance.

Ready to Take the Next Step with your Jumbo Home Loan in Santa Barbara, CA?

Contact Horizon Lending Services today to explore our Jumbo Loan program in Santa Barbara, CA and discover how we can help you achieve your homeownership and investment goals. Our knowledgeable team is here to guide you through every step of the process, providing expert advice and personalized service.

Jumbo Loan for dream home in Santa Barbara, CA
Horizon Lending Services

Your Partner in Luxury Home Financing

Benefits of Jumbo Home Loans up to 5 Million in Santa Barbara

Jumbo Home Loans in Santa Barbara, California, offer borrowers the opportunity to finance high-value properties up to $5 million. These loans are ideal for luxury homebuyers who require larger loan amounts beyond the conventional loan limits.

Demographically, Santa Barbara is a diverse and affluent community known for its beautiful beaches, thriving arts scene, and upscale shopping and dining options. The area attracts a mix of residents ranging from young professionals to retirees seeking a high quality of life.

When it comes to the housing market, Santa Barbara experiences strong demand for luxury properties due to its desirable location and picturesque surroundings. The availability of Jumbo Home Loans provides an attractive financing option for buyers looking to invest in the local real estate market.

Some of the main attractions in Santa Barbara include the historic Stearns Wharf, the iconic Santa Barbara Mission, and the vibrant Funk Zone district known for its art galleries and wine tasting rooms. Residents also enjoy outdoor activities such as hiking in the nearby Santa Ynez Mountains.

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sharon@horizonlendingservices.com
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972-347-9224
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