Achieve Your Dream Home with Our Premier Jumbo Loans in Santa Cruz, CA

When it comes to financing luxury properties, Horizon Lending Services offers a premier solution with our Jumbo Mortgage program. Tailored for discerning homebuyers and investors, our program in Santa Cruz, CA provides flexible terms and competitive rates to make high-value homeownership and investment a reality.

Jumbo Home Loan Highlights in Santa Cruz, CA

1. Jumbo Mortgages have Flexible Credit Requirements

We recognize that every borrower's situation is unique. That's why our Jumbo Loans are accessible with FICO scores as low as 700, ensuring more individuals can qualify.

2. Diverse Mortgage Options

Whether you're purchasing a new home in Santa Cruz, CA, refinancing your current mortgage, or leveraging your home’s equity, our versatile options cater to your specific needs:

  • Purchase Loans
  • Rate & Term Refinancing
  • Cash Out Refinancing

3. Down Payment Flexibility

Owning a luxury property in Santa Cruz, CA is more attainable with down payments as low as 10%, making it easier to achieve your real estate goals.

4. Versatile Occupancy Options

Our Jumbo Loans are designed to support various occupancy scenarios in Santa Cruz, CA, providing flexibility for:

  • Primary Residences
  • Second Homes
  • Investment Properties

5. Broad Property Coverage

We finance a wide range of property types in Santa Cruz, CA, ensuring your dream home or investment is covered:

  • 1-4 Unit Properties
  • Single-Family Residences (SFR)
  • Condos
  • Townhomes
  • Planned Unit Developments (PUDs)
Why Choose Horizon Lending Services?

At Horizon Lending Services, we prioritize your unique needs and strive to offer customized solutions that simplify the path to luxury property ownership. Our experienced team in Santa Cruz, CA is dedicated to providing a seamless, efficient, and hassle-free financing experience, ensuring you receive the best support and guidance.

Ready to Take the Next Step with your Jumbo Home Loan in Santa Cruz, CA?

Contact Horizon Lending Services today to explore our Jumbo Loan program in Santa Cruz, CA and discover how we can help you achieve your homeownership and investment goals. Our knowledgeable team is here to guide you through every step of the process, providing expert advice and personalized service.

Jumbo Loan for dream home in Santa Cruz, CA
Horizon Lending Services

Your Partner in Luxury Home Financing

Benefits of Jumbo Home Loans up to 5 million in Santa Cruz, California

Jumbo Home Loans in Santa Cruz offer individuals the opportunity to finance high-value properties. With loan amounts up to 5 million, borrowers can purchase luxury homes and investment properties that may not qualify for conventional mortgages.

Demographically, Santa Cruz is known for its diverse population, vibrant arts scene, and proximity to Silicon Valley. The area attracts professionals, families, and retirees looking for a relaxed coastal lifestyle with access to urban amenities.

The housing market in Santa Cruz is competitive, with limited inventory and rising home prices. Jumbo loans provide an advantage to buyers by offering flexible terms, competitive interest rates, and tailored financing solutions to meet individual needs.

Some of the main attractions in Santa Cruz include the iconic Santa Cruz Beach Boardwalk, the picturesque Natural Bridges State Beach, and the scenic Monterey Bay National Marine Sanctuary. Residents also enjoy a variety of outdoor activities, restaurants, and cultural events throughout the year.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now