Achieve Your Dream Home with Our Premier Jumbo Loans in Santa Maria, CA

When it comes to financing luxury properties, Horizon Lending Services offers a premier solution with our Jumbo Mortgage program. Tailored for discerning homebuyers and investors, our program in Santa Maria, CA provides flexible terms and competitive rates to make high-value homeownership and investment a reality.

Jumbo Home Loan Highlights in Santa Maria, CA

1. Jumbo Mortgages have Flexible Credit Requirements

We recognize that every borrower's situation is unique. That's why our Jumbo Loans are accessible with FICO scores as low as 700, ensuring more individuals can qualify.

2. Diverse Mortgage Options

Whether you're purchasing a new home in Santa Maria, CA, refinancing your current mortgage, or leveraging your home’s equity, our versatile options cater to your specific needs:

  • Purchase Loans
  • Rate & Term Refinancing
  • Cash Out Refinancing

3. Down Payment Flexibility

Owning a luxury property in Santa Maria, CA is more attainable with down payments as low as 10%, making it easier to achieve your real estate goals.

4. Versatile Occupancy Options

Our Jumbo Loans are designed to support various occupancy scenarios in Santa Maria, CA, providing flexibility for:

  • Primary Residences
  • Second Homes
  • Investment Properties

5. Broad Property Coverage

We finance a wide range of property types in Santa Maria, CA, ensuring your dream home or investment is covered:

  • 1-4 Unit Properties
  • Single-Family Residences (SFR)
  • Condos
  • Townhomes
  • Planned Unit Developments (PUDs)
Why Choose Horizon Lending Services?

At Horizon Lending Services, we prioritize your unique needs and strive to offer customized solutions that simplify the path to luxury property ownership. Our experienced team in Santa Maria, CA is dedicated to providing a seamless, efficient, and hassle-free financing experience, ensuring you receive the best support and guidance.

Ready to Take the Next Step with your Jumbo Home Loan in Santa Maria, CA?

Contact Horizon Lending Services today to explore our Jumbo Loan program in Santa Maria, CA and discover how we can help you achieve your homeownership and investment goals. Our knowledgeable team is here to guide you through every step of the process, providing expert advice and personalized service.

Jumbo Loan for dream home in Santa Maria, CA
Horizon Lending Services

Your Partner in Luxury Home Financing

Benefits of Jumbo Home Loans in Santa Maria, California

Jumbo Home Loans up to 5 million in Santa Maria, California offer numerous benefits such as competitive interest rates, flexible terms, and the ability to finance luxury properties. These loans are ideal for high-income individuals and can help in purchasing dream homes, investment properties, or refinancing existing mortgages.

Santa Maria, California, with a population of approximately 107,000, is a diverse and vibrant city located in Santa Barbara County. The demographics of Santa Maria include a mix of cultures, with a significant Hispanic population, offering a rich tapestry of traditions and community events.

The housing market in Santa Maria is robust, with a variety of housing options from spacious single-family homes to upscale estates. The city offers a balanced real estate market with steady appreciation rates, making it an attractive location for homebuyers seeking upscale properties.

Some of the main attractions in Santa Maria include the Santa Maria Valley wine region, known for its vineyards and tasting rooms, the Santa Maria Museum of Flight showcasing aviation history, and the Historic Santa Maria Inn, a landmark hotel with a rich history and elegant amenities.

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sharon@horizonlendingservices.com
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972-347-9224
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