Achieve Your Dream Home with Our Premier Jumbo Loans in Torrance, CA

When it comes to financing luxury properties, Horizon Lending Services offers a premier solution with our Jumbo Mortgage program. Tailored for discerning homebuyers and investors, our program in Torrance, CA provides flexible terms and competitive rates to make high-value homeownership and investment a reality.

Jumbo Home Loan Highlights in Torrance, CA

1. Jumbo Mortgages have Flexible Credit Requirements

We recognize that every borrower's situation is unique. That's why our Jumbo Loans are accessible with FICO scores as low as 700, ensuring more individuals can qualify.

2. Diverse Mortgage Options

Whether you're purchasing a new home in Torrance, CA, refinancing your current mortgage, or leveraging your home’s equity, our versatile options cater to your specific needs:

  • Purchase Loans
  • Rate & Term Refinancing
  • Cash Out Refinancing

3. Down Payment Flexibility

Owning a luxury property in Torrance, CA is more attainable with down payments as low as 10%, making it easier to achieve your real estate goals.

4. Versatile Occupancy Options

Our Jumbo Loans are designed to support various occupancy scenarios in Torrance, CA, providing flexibility for:

  • Primary Residences
  • Second Homes
  • Investment Properties

5. Broad Property Coverage

We finance a wide range of property types in Torrance, CA, ensuring your dream home or investment is covered:

  • 1-4 Unit Properties
  • Single-Family Residences (SFR)
  • Condos
  • Townhomes
  • Planned Unit Developments (PUDs)
Why Choose Horizon Lending Services?

At Horizon Lending Services, we prioritize your unique needs and strive to offer customized solutions that simplify the path to luxury property ownership. Our experienced team in Torrance, CA is dedicated to providing a seamless, efficient, and hassle-free financing experience, ensuring you receive the best support and guidance.

Ready to Take the Next Step with your Jumbo Home Loan in Torrance, CA?

Contact Horizon Lending Services today to explore our Jumbo Loan program in Torrance, CA and discover how we can help you achieve your homeownership and investment goals. Our knowledgeable team is here to guide you through every step of the process, providing expert advice and personalized service.

Jumbo Loan for dream home in Torrance, CA
Horizon Lending Services

Your Partner in Luxury Home Financing

The Benefits of Jumbo Home Loans in Torrance, California

Jumbo Home Loans up to 5 million in Torrance offer borrowers the opportunity to finance high-value properties that exceed the conforming loan limits established by Fannie Mae and Freddie Mac. These loans provide flexibility for luxury home purchases, investment properties, or high-cost areas like Torrance, California.

Torrance, California, located in Los Angeles County, is a diverse city with a population of approximately 145,000 residents. The city boasts a strong economy driven by sectors such as manufacturing, technology, and healthcare. Torrance is known for its high-quality education system and family-friendly environment, making it an ideal location for homebuyers seeking a luxurious lifestyle.

The housing market in Torrance is competitive, with a mix of upscale neighborhoods offering a range of luxury properties. Jumbo Home Loans provide buyers with the financial resources to purchase their dream homes in sought-after communities like Southwood and Hollywood Riviera. Torrance's real estate market continues to show steady growth, making it a desirable location for long-term investment.

Some main attractions in Torrance include the picturesque beaches along the coastline, such as Redondo Beach and Torrance State Beach. The city is also home to popular shopping destinations like Del Amo Fashion Center and boasts a vibrant culinary scene with diverse dining options. With its proximity to Los Angeles attractions and cultural landmarks, Torrance offers residents a luxurious lifestyle with easy access to urban amenities.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now