Loan Types | Horizon Lending Services

DSCR Loans for Real Estate Investors

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Prosper, Texas, and many other cities throughout Texas and the US.

Bridge Loans

Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

Down Payment Assistance for FHA Loans

Our Down Payment Assistance program provides a financial boost to eligible homebuyers, making it easier to cover the upfront costs of purchasing a home.

Bank Statement Home Loans

A Bank Statement Home Loan is designed for individuals who can demonstrate their ability to repay the loan through their bank statements rather than traditional income documentation such as W-2s or tax returns.

Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows you to borrow against the equity in your home.

Fix & Flip Home Loans

Empowering real estate investors with financial solutions, our Fix & Flip loan program is crafted to help you purchase, renovate, and sell properties profitably.

No DTI Mortgages - No Income or Employment Needed

The NO DTI used Common Sense Underwriting. Are you tired of traditional mortgages, complex rules, and extensive paperwork?

Jumbo Home Loans - Up to $5 Million

When it comes to financing luxury properties, Horizon Lending Services offers a premier solution with our Jumbo Mortgage program.

ITIN or Foreign National Home Loans

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status.

Hard Money Loans

Whether you're looking to flip a property, invest in commercial real estate, finance a construction project, or secure a bridge loan, our Hard Money Loan options can help you achieve your goals efficiently.

VA Loan

We specialize in helping veterans, active-duty service members, and their spouses achieve homeownership with unbeatable benefits.