No DTI Mortgages - No Income or Employment Needed

The NO DTI used Common Sense Underwriting. Are you tired of traditional mortgages, complex rules, and extensive paperwork? The innovative No DTI Mortgage is here to change that. Designed to streamline the process and make homeownership more accessible, this unique product eliminates unnecessary hurdles and focuses on what truly matters—your creditworthiness.

What is a No DTI Mortgage?

The No DTI Mortgage is a unique product in the marketplace that eliminates the need for debt-to-income (DTI) ratio calculations. This approach simplifies the mortgage process by focusing on what truly matters – your creditworthiness – rather than bogging you down with unnecessary documentation and verification steps.

Home Loan Process with No Income Verification
Key Features

1. No Income or Employment Needed

You won’t need to state your income or employment status on the application, removing a significant barrier for many borrowers.

2. No Income Documentation Required

Say goodbye to the hassle of gathering pay stubs, tax returns, and other income proofs.

3. Primary and Second Homes

Whether you’re purchasing a primary residence or a second home, this mortgage product is available for both.

4. 68 Minimum Credit Score

With a minimum credit score requirement of 68, more prime borrowers can qualify for this mortgage.

Benefits of the No DTI Mortgage

1
Simplified Application Process

The absence of income and employment documentation requirements significantly speeds up the application process.

2
Greater Accessibility

This mortgage product increases lending access for prime borrowers who might otherwise be excluded due to traditional underwriting constraints.

3
Focus on Creditworthiness

By emphasizing your credit score, we ensure that qualified borrowers get the opportunity to secure a mortgage without unnecessary hurdles.

4
Flexibility

Ideal for those purchasing a primary home or a second home, offering greater flexibility to meet your housing needs.

Why Choose Horizon Lending Services?

Prioritizing your needs, Horizon Lending Services strives to provide innovative mortgage solutions that simplify your path to homeownership. Our No DTI Mortgage is designed with you in mind, ensuring a straightforward, efficient, and hassle-free borrowing experience.

 Creditworthiness-Focused No DTI Mortgage
Get Started Today!

Ready to take the next step? Contact Horizon Lending Services today to learn more about the No DTI Mortgage and how it can help you achieve your homeownership dreams. Our experienced team is here to guide you through the process and answer any questions you may have.

Horizon Lending Services

Your Partner in Homeownership

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sharon@horizonlendingservices.com
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972-347-9224
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