Our Team
Sharon Mistowski
Founder and director of Business Development
Work
130 N Preston Rd Box 527
Prosper, TX 75078
Direct: 972-347-9224
Cell: 972-569-7226
Fax: 972-692-2650
Email: sharon@horizonlendingservices.com
Profile
“Mortgages and Credit is our business… Changing people’s lives is our passion”
In the course of a diverse 25-year career in all aspects of lending, Sharon has proven to be a skilled executive, building long lasting relationships in the community and industry.
Her broad knowledge and expertise extends to all aspects of financial wellbeing, as well as the adversity that many consumers face with credit issues.
Holding an MBA in accounting her expertise and knowledge is unsurpassed.
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Jodi Chapp
President-NMLS #902725
Work
130 N Preston Rd Box 527
Prosper, TX 75078
Cell: 760-715-3633
Fax: 972-692-2650
Email: jodi@horizonlendingservices.com
Profile
Growing up in San Diego California and the daughter of Horizon Lending Services, LLCs’ late President William Patrick Mistowski, Jodi Chapp always understood the value of hard work and dedication.
As the newly appointed President of Horizon Lending Services, LLC, Jodi is responsible for the operations of the company. She brings more than 20 years’ experience to the company. Her experience and leadership have been focusing on customer service and solutions, providing outstanding client service. She will continue the strategic alliances with Realtors and Builders who enjoy her strong commitment to service.
While not busy helping clients’, Jodi enjoys cooking, staying fit and spending time with her husband, children and family.
Carrie Bycott
Operations Manager
Work
130 N Preston Rd Box 527
Prosper, TX 75078
Direct: 972-442-9809
Fax: 972-692-2650
Email: carrie@horizonlendingservices.com
Profile
Carrie, brings more than ten years of Operation and processing Management to the company. A detail-oriented professional, Carrie has the tenacity to get things done – and most importantly, get them done on time. Her steady demeanor and strong work ethic help ensure the Mistowski Team’s clients experience smooth, streamlined home-financing transactions.
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Scott Simmons
Residential Mortgage Loan Originator-NMLS#255720
Work
130 N Preston Rd Box 527
Prosper, TX 75078
Cell: 972-489-1448
Fax: 972-692-2650
Email: scott@horizonlendingservices.com
Profile
With over 20 years of experience in the mortgage industry, I have helped thousands of clients turn their Loan into a Home. I understand my customers’ needs to obtain the right program, and the best rates possible.
Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. Let’s sit down and let me assist you in obtaining a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you consider all your options so you can concentrate on making the best decision for your needs.
Kevin Myers
Residential Mortgage Loan Officer NMLS#1774381
Work
130 N Preston Rd Box 527
Prosper, TX 75078
Cell: 817-807-0600
Fax: 972-692-2650
Email: kevin@horizonlendingservices.com
Profile
“Buying a home is a process. Once I assess where you are in that process, I can provide guidance to help you reach your goal.”
Whether you are a first-time home buyer, a real estate investor, or a real estate agent seeking a better experience for your clients, Kevin can help you navigate the world of lending. He’s skilled at making the sometimes confusing and stressful process of buying a first home simple by providing a clear path of what to expect up front with explanations along the way. For real estate investors, Kevin’s background in banking and investments gives him perspective to develop creative solutions to maximize return while maintaining flexibility for future opportunities. Realtors appreciate his good communication with buyers and agents, and his drive to set up buyers for a successful loan experience starting with a thorough pre-qualification process.
Kevin is a graduate of Texas A&M University and counts as part of his life’s education his experiences in the Boy Scouts of America, where he earned the rank of Eagle Scout. He has taught U.S. History and Economics and remains passionate about both subjects.
“I’m here to serve the borrowing public with the goal of earning their trust to become their mortgage guy for life.”
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Marcus Thompson
Residential Mortgage Loan originator NMLS #406278
Work
130 N Preston Rd Box 527
Prosper, TX 75078
Cell: 469-393-4051
Fax: 972-692-2650
Email: marcus@horizonlendingservices.com
Profile
Marcus has a passion for helping folks achieve their goal of homeownership, but also ensuring they are properly positioned for success. He takes the extra time analyzing their credit and budgets to ensure that success in home ownership. He values an exceptional experience, every time. He believes in a long term relationships that brings value above just a mortgage.
With over 14 years in the lending and banking industries, he’s able to identify and help, where others can’t and what has earned him many 5 star reviews from satisfied clients’.
Outside of work he is enjoying every moment he can with his wife and 2 daughters.
Ryan Andrews
Residential Mortgage Loan Officer NMLS#621591
Work
130 N Preston Rd Box 527
Prosper, TX 75078
Cell: 469-450-0487
Fax: 972-692-2650
Email: ryan@horizonlendingservices.com
Profile
Ryan is a seasoned mortgage specialist with a passion for helping individuals and families achieve their dreams of homeownership. With 16 years in the mortgage industry, he brings a wealth of experience and a deep commitment to providing personalized mortgage
solutions. Throughout his career, Ryan has assisted numerous clients in navigating the complexities of the mortgage process and reach the finish line.
Ryan believes in building lasting relationships based on trust, integrity, and professionalism. With that foundation laid, he focuses on understanding your unique circumstances and financial goals, followed by structuring the best mortgage options to meet those needs. Whether you’re looking to purchase or refinance, Ryan is dedicated to guiding you through every step of the process with clear communication and expert advice. His goal is to empower you with the knowledge and confidence to make informed decisions about your mortgage, ensuring that your financial needs are met timely and effectively.
Ryan’s services include Conventional, FHA, VA loans. In addition to these traditional products, he also specializes in structuring Jumbo Loans, as well as Non-QM Loans (outside the box options) for Self-Employed borrowers. Whatever your mortgage needs may be, Ryan is dedicated to delivering personalized solutions, exceptional service and serving you!
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Get In Touch
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Send a Email
Fill our the form or shoot us a email at sharon@horizonlendingservices.com