No Income
A Return to Common Sense Underwriting
The No Income Mortgage is a return to common sense underwriting. Unique in the marketplace, this innovative product increases prime borrowers’ access to lending by eliminating complex underwriting rules and burdensome paperwork that make underwriters feel good but just aren’t necessary to prove creditworthiness.
Owner-Occupied / No Ratio
-Loan amounts up to $2M
-FICOs as low as 660
-Up to 80% LTV allowed
-No DTI calc on O/O & 2nd homes
-100% gift funds allowed
-No VOR requires on FTHB Purchases
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Fill our the form or shoot us a email at Loans@HorizonLendingServices.com